Workers’ compensation can be a costly and complex aspect of running a business in Virginia. With strict regulations, high medical costs, and potential legal risks, employers must have a trusted partner to navigate these challenges. Bon Secours offers expert occupational health services designed to help businesses manage claims efficiently, reduce costs, and keep employees healthy and productive.

The Cost of Workers’ Compensation in Virginia

Workers’ compensation insurance is mandatory for most businesses in Virginia, covering medical expenses, lost wages, and disability benefits for injured employees. However, these claims can quickly become expensive. In 2020, Virginia ranked 41st in healthcare spending per capita, with an average of $10,743 spent per resident. While the state boasts a lower-than-average injury rate—2.5 per 100 full-time workers compared to the national rate of 3.0—workers’ compensation costs can still add up fast if not managed properly.

A well-handled claim can save employers significant money in medical expenses, lost productivity, and potential legal fees. Without expert guidance, businesses risk inflated claims, extended disability periods, and higher insurance premiums.

Virginia’s Workers’ Compensation Regulations

Virginia is a “Panel State,” meaning employers who establish a designated list of healthcare providers have more control over medical costs and outcomes. However, these regulations come with specific requirements:

Employers must offer a panel of at least three physicians for employees to choose from.
The panel must be posted visibly in the workplace.
Employers must provide clear, written notice of employee rights regarding workers’ compensation claims.
If an employer does not establish a provider panel, employees can choose their own doctor, potentially increasing claim costs and treatment duration.

Failing to comply with these regulations can lead to disputes, legal challenges, and unnecessary expenses. This is why it’s critical to work with a trusted occupational health partner like Bon Secours.

How Bon Secours Helps Virginia Employers Save on Workers’ Comp Costs

Bon Secours provides a comprehensive, employer-focused approach to occupational health, helping businesses minimize workers’ compensation expenses and maximize workplace safety. Our services include:

Injury Prevention & Management: Early intervention and on-site safety training to reduce workplace injuries.
Fast-Track Injury Care: 90% of initial injury cases return employees to work by their next scheduled shift.
Specialized Treatment Plans: Our experts minimize unnecessary testing—90% of lower back pain cases do not require X-rays.
Urgent Care Access: 92% of patients experience wait times under 30 minutes, compared to the national average of 4 hours in emergency rooms.
Regulatory Compliance Support: Assistance with panel physician selection, employer documentation, and claims management.

A Smart Investment in Workplace Health

Employers who partner with Bon Secours see real cost savings through reduced claim durations, fewer unnecessary procedures, and better long-term employee health outcomes. By ensuring workers receive timely, appropriate treatment, businesses can minimize downtime and prevent minor injuries from turning into major claims.

Don’t let workers’ compensation costs drain your business. Contact Bon Secours today to learn how our occupational health solutions can keep your workforce safe, healthy, and productive while protecting your bottom line.

Connect with our team of occupational health experts to learn more about our customizable services and how to increase employee health, productivity, and your bottom line.

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Give your employees access to the best so they can feel their best. With Bon Secours Mercy Health Occupational Health, your employees will receive care from one of the largest health systems in the nation, offering quick, seamless connections to all the care they’ll ever need.

Bon Secours Mercy Health is a nationally renowned health system that offers a full spectrum of health care specialists and services. Our Mission is to strengthen the health of our communities, which means keeping your employees and your bottom line as healthy as possible.